FREQUENTLY ASKED QUESTIONS ABOUT ASSISTED LIVING:
What is Assisted Care?
A Residential Care Facility is defined by the Missouri Division
of Health and Senior Services as a Facility which provides 24-hour
accommodation, board, and care to three or more residents who
need or are provided with supervision of diets, assistance in
personal care, storage, distribution or administration of medications,
supervision of health care under the direction of a licensed physician,
and protective oversight, including care during short-term illness
or recuperation. Residents who live in a RCF* are required to
make a path to safety unassisted. A licensed Nursing Home Administrator
is required.
Who is best suited for Residential Care Living?
Residential Care or Assisted Living is appropriate for residents
who need assistance with daily activities such as managing their
medication, preparing their meals, assisting with hygiene, facilitating
transportation and maintaining their homes. It’s also a
good option for some residents who are socially isolated or someone
with mobility limitations, incontinence or other conditions common
in one’s senior years.
How will I pay for Assisted Care?
Residents of our communities pay for services in a variety of
ways including private funds, long term care insurance, Veterans'
Aid and Attendance, Medicaid cash grants and the Missouri Personal
Care program. Please call us if you have questions about eligibility
or if you would like assistance sorting through your personal
options.
Is there Medicaid or Medicare Beds for Residential Care
or Assisted Care Facilities?
The short answer is no, but Medicaid will partially reimburse
room and board expense under the Medicaid Cash Grant Program.
Medicaid will also reimburse facilities for assistance of activities
of daily living to residents under the personal care program.
Medicare does not pay for any room and board expense. Medicare
may reimburse for therapies such as physical, occupational, speech
etc provided in the Residential or Assisted Care Facility.
Is Assisted Living Services Tax-Deductible?
Residents, family members, and others who pay for an individual's
care in an assisted living community can, in most cases, file
the entire monthly cost of assisted living as a tax-deductible
medical expense. Such information gives providers another tool
regarding the affordability of assisted living when working with
seniors and their family members. Under HIPAA, expenses can be
tax-deductible if such services are provided pursuant to a plan
of care prescribed by a licensed health-care practitioner, and
the personal care services are required by a person who:
Providers cannot provide tax advice; rather, they should advise
consumers to consult a personal tax advisor, tax preparer, or
the IRS for information specific to their needs.
Details are available in two IRS documents: Tax Topic 502 (Medical
and Dental Expenses) and Publication 502 (Medical and Dental Expenses
PDF). Go to www.irs.gov
What is
the philosophy of Assisted Living and your facility?
The activities of Twin Oaks
Estate, Inc are governed by the principles based on the belief that:
All human beings were created
equal by God and are endowed with a spiritual soul entrusted by
that individual to strive for eternal salvation.
All human beings have inborn
natural rights to equality, fairness, and justice both physically
and mentally regardless of race, color, nationality or creed.
There must be a constant
vigilance to maintain the highest standards of physical care, self-worth,
spiritual growth and human compatibility of all those entrusted
to the care of Twin Oaks Estate, Inc.
It is within these boundaries
that Twin Oaks Estate incorporates a continual effort to provide
a safe, caring and supportive environment to enrich the lives of
elderly citizens who no longer are able to maintain a secure life
alone. It is our goal to strive for a close parallel to a homelike
atmosphere and individual independence so necessary in securing
a feeling of self-respect, peace and self worth |
